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Sophal is 46 years old and is married with four children. She lives with her family in Kampong Speu Province, Cambodia. Sophal is a housekeeper and her husband is a rice farmer who makes an income of 3 USD per day. Her children are employed in a garment factory and earn about 14 USD daily.

Sophal is requesting a 1,000 USD loan to purchase construction materials to build a toilet and kitchen in her house. Her loan will help provide hygienic living conditions for her family. In the future, Sophal would like to start an additional business to make more money to support her family and renovate her house to make it much better.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 79
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sophal to purchase construction materials to build a toilet and kitchen in her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Apr 1, 2013
Currency Exchange Loss:
Aug 23, 2014