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Oeun A. has a business selling a variety of groceries in the village since 2004. She has one of the biggest stalls which is why she has many customers. She can make $5 of profit per day. Her husband Ket Thul works collecting resin (rubber tree) and sell it to the rubber plant near his house. On average, he earns around $5/day. This couple has two children, one who is a student and another is too young to attend school.

To meet her customer’s demands and to add more inventory to sell in large amounts she would like a loan from Kiva to purchase groceries in bulk. Bulk purchases will save her some money. Any remaining monies will be used to purchase wood to repair her house, especially the leaking roof which is very difficult in the rainy season.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Oeun to purchase groceries in bulk and repair the house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 27, 2008
Jul 6, 2008
Currency Exchange Loss:
Feb 15, 2010