A loan of $750 helped to buy pants, blouses, t-shirts, and children’s clothes.

Dolores María's story

The Calle América communal bank meets every 15 days in the Montecristi canton. This canton is known for its rich pre-colonial culture and its handicrafts, which are known on a national and international level. It is the home of the famous Panama hats.

Dolores, age 44, lives here. She is married, and they have three children. Two are 13 years old; they are twins. The youngest is 4 years old. The two older children go to school. Her husband is a bricklayer.

In order to earn something on her own with which to be able to get ahead and help her husband with the household expenses, Dolores sells all types of clothes. She sells door-to-door, and she also sells at her house.

Her customers go to her house when they need a garment or when she has new merchandise. She has a small place there that is more or less stocked, even though she makes most of her sales going from door-to-door. She gives her customers credit, and she collects every 15 days.

She goes to Guayaquil each time she needs to buy merchandise. She has been doing this business activity for nine years. With her business she is able to pay the expenses when her husband does not have work.

She will use this loan to buy more merchandise like pants, blouses, t-shirts, and children’s clothes. She has been in her communal bank for three cycles. She likes the help that the loans always give in order to get ahead.

Her dream is to have a big place.

Translated from Spanish by Kiva volunteer Ginny Kalish

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