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Mrs. Pin V. E., 52, is an oxen merchant, working together with her husband. They travel around and purchase oxen, then resell the cattle for profit. Their combined income is approximately $8.80 per day. The couple has four children, two of whom are married. They live in Oreang Village, Kampong Thom Province.

They are requesting a loan of $1,000 to increase their working capital for their oxen business. The loan will allow them to have increased flexibility in the quantity of oxen which they purchase. They hope that the loan will allow them to expand their business and thereby increase their household income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 145
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pin to increase the working capital for their business buying and selling oxen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2008
Jun 22, 2008
Currency Exchange Loss:
Aug 15, 2009