Ailepata is a 32-year-old woman who is married with 6 children. She has a small business, producing and selling pancakes. She has 1 year of experience with this business. She needs a loan to buy flour, oil, baking powder, a large tin bowl, a gas oven, and sugar. She will use her profits to improve her business and help with her kids' education. Ailepata joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.