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Jose Wilfredo

Update on Jose Wilfredo

Since he has increased his sales, José has decided to increase the variety of new clothing he sells. He will buy shirts, blouses, pants, socks and underwear. This will enable him to improve his financial situation. For this reason he is seeking a loan so he can make his investment.

His previous loan made a positive impact on his business. With more clothing to sell, his sales have increased. He visits areas where the residents receive government benefits through social programs.

In his family his income covers their necessities. His wish is to expand his business and build his own home.
View original language description ↓
José, se ha decidido por mejorar el negocio, aumentando la variedad en ropa nueva, ya que han mejorado las ventas, se comprara pantalones, camisas, blusas, calcetines, ropa interior, esto le permitirá mejorar su condición en el comercio, por eso solicita un préstamo que le cubra la inversión.
Él tuvo un efecto positivo en el negocio, con más prendas de vestir, esto porque las ventas ha mejorado, ya que visita zonas donde los residentes son beneficiados con ayuda del gobierno a través de la red solidaria, en su familia los ingresos se han mantenido para cubrir las necesidades, sus deseos es ampliar el negocio y construir su propia casa.

Previous Loan Details

José sells a variety of clothing. He's a home-loving person and lives with his parents. At the moment is separated from his wife. He also lives with a sister. He was working previously as a bricklayer and farmer, and nowadays he is selling a variety of clothing. His most important sales are to pe... More from Jose Wilfredo's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 558
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Jose Wilfredo to buy shirts, blouses, pants, socks and underwear.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 12, 2013
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Jose Wilfredo. It was first posted on Kiva on Dec, 2012. Learn More