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Carlos Fonseca Group
In this Group: Paula Lorenza, Marisol De Los Angeles, Isabel Del Carmen
This group is made up of three entrepreneurial women. One of them is Paula, who is 53 years old and married. She has been selling new and used clothing for 16 years. Before that she sold tortillas, corn, and atol (a thick corn-based drink). She has been a client of the microfinance institution for five years. She will invest this loan in buying clothing such as children's tops, jeans, pants, Hollister t-shirts, Tricotextil t-shirts, capri pants, etc.

Isabel is a street vendor of clothing and cosmetics. Marisol has a small grocery store in her home and is 33 years old.
View original language description ↓
Grupo formado por tres socias emprendedoras de éxitos una de ellas es Paula tiene 53 años de edad, casada, tiene 16 años de vender ropa nueva y usada, anteriormente vendía tortillas, elotes y atol. Tiene cinco años de ser cliente con la institución, el crédito lo invertirá en la compra de ropa como blusa juvenil, pantalones Texas, pantalón gingo, camisas hollister, camisas tricotextil, capri corto etc. Isabel vende ropa ambulante y cosméticos, Marisol tiene una pulpería en su domicilio y tiene 33 años de edad.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Carlos Fonseca Group's $2,050 loan helped a member to buy clothing like children's tops, jeans, pants, Hollister t-shirts, Tricotextil t-shirts, capri pants, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Apr 1, 2013
Currency Exchange Loss:
Nov 17, 2013