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Hector Adolfo

Update on Hector Adolfo

Hector is 29-years-old. He lives in a civil union with his son. He lives in Chimbo with his wife and his song in the Chimbo providence in Bolivar.

Hector is a mechanic he works in a shop in his house. He is requesting the loan to purchase targets, jacks, grease, oil and axels. With the help of the loan he will be able to increase his business.

The purchases will be completed in Guaranda and he works by request. His dream is to be able to purchase and improve his style of life. In his free time he likes to bowl.
View original language description ↓
HECTOR tiene 29 años de edad vive en union libre tiene un hijo, vive en Chimbo con la esposa y con el hijo en Chimbo Provincia de Bolívar.

HECTOR es mecanico trabaja en un taller en su casa. Solicita el crédito para comprar rodelas, gata, grasa, aceite, ejes. Con la yuda del crédito podra incrementar el negocio.

Las compras lo realiza en Guaranda. y el trabaja bajo pedido.

El sueño es poder comprar y mejorar el estilo de vida. En el tiempo libre le gusta jugar boli.

Previous Loan Details

Hector Adolfo is 28 years old, is single and has one son. He lives in his family's house with his son of 6 years of age in Chimbo Province, Bolivar. Hector Adolfo is a Mechanic. He is asking for this loan to buy washers, a jack, grease, oil, axles. With the help of this loan he will be able to... More from Hector Adolfo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Hector Adolfo to purchase targets, jacks, grease, oil, and axels.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 12, 2013
Currency Exchange Loss:
Jun 17, 2014