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Hector Ovidio
Hector is a friendly and hardworking person. He grows crops in the area where he lives. With his income he supports his family (his 71-year-old father and 30-year-old brother). At his own age of 35, he has 10 years of experience cultivating approximately two acres of corn. He did not have the opportunity to go to college. Thus, he learned the business of farming from his father, who has been a farmer his whole life.

He is seeking a loan of $250 in order to buy the supplies he needs in order to prepare the land (herbicides) and to later take care of the crops (fertilizers and insecticides).
View original language description ↓
Don Hector es una persona amable y trabajadora, dedicada al cultivo en la zona en la que habita. con sus ingresos mantiene a su grupo familiar (padre de 71 años y su hermano de 30 años), a sus 35 años, posee una gran experiencia de 10 años dedicado al cultivo de 1 manzana para producir maiz. No tuvo la oportunidad de continuar estudiando, por lo que aprendio el oficio de agricultor de su padre, quien siempre se ha dedicado a la actividad. El solicita $250 para comprar los insumos que necesita para preparar la tierra (herbicidas) y luego cuidar el cultivo (abonos e insecticidas)

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 599
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Hector Ovidio to make investments to support his corn crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 27, 2013
Mar 12, 2013
Currency Exchange Loss:
Mar 17, 2014