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Cesar Manuel
Cesar is a 22-year-old married man who lives with his wife and two small children. They live in the city of Ventanas in the province of Los Rios.

He belongs to the community bank San Juan and makes his living raising crops and livestock. He grows corn and rice and also raises pigs and roosters.

Cesar is seeking this loan in order to buy seeds, fertilizer and compost, as well as animal feed for his pigs and roosters. His dream is to buy a piece of land so that he can continue planting his crops. In his free time he likes to play sports and go out with his family.
View original language description ↓
Cesar tien 22 años de edad es casado vive con la esposa y con dos hijos pequeños vive en ventanas provincia de los rios.

Pertenece a la ventanillas SAN JUAN se dedican a la agronomia y a la pecuaria. esta ventanilla esta ubicada en ventanas provincia de los rios.

Cesar se dedica a la agricultura a la siembra de arroz y maiz ademas cria cerdos y gallinas, el credito solicita para la comprar de semillas, fertilizantes y abono tambien balanceado para los pollos y cerdos.

El sueño es comprar un terreno para seguir sembrando, en los tiempos libres le gusta hacer deporte y salir con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 55
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Cesar Manuel to buy seeds, fertilizer and compost, as well as animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 18, 2013
Mar 12, 2013
Currency Exchange Loss:
Mar 17, 2014