Update on Yulisa RosannaYulisa is 32 years old. She is in a common-law marriage and has two children, ages 16 and 12. She lives with her husband and children in Ventanas canton, Los Ríos province. She is a member of the San Juan Communal Bank located in the San Francisco precinct in San Juan parish. The members are engaged in farming. Yulisa grows rice and corn. She is requesting the loan to purchase manure, fertilizer, urea, and fungicides. Her dream is to have her own land and a vehicle. In her spare time, she enjoys spending time with her children and listening to music.
Es integrante de la VRC SAN JUAN, Se encuentra Ubicada en el Recinto San Francisco, Pertenece a la Parroquia San Juan se dedican a Labores Agrícolas.
Yulisa se dedica a la agricultura a la siembra de arroz, maíz. Solicita el crédito para comprar abonos, fertilizantes, urea y fungicidas.
El sueño es tener terreno propio y vehiculo.
En los tiempos libres le gusta dedicarse a los hijos y escuchar musica.
Previous Loan DetailsYulisa Rosanna is 30 years old and lives in the Ventanas Provincia de los Ríos settlement, with her two children, ages 14 and 10, and her husband. She’s a member of the San Juan communal bank, located in the San Fransisco part of the San Juan parish. They are farmers. Yulisa has been raising... More from Yulisa Rosanna's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid