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Akram M. is 31 years old. He is married with four children. Two of his children attend a local school and the other two are still too young to attend school. However, Murod says the two older brothers are already teaching the younger ones the basics and they are already looking forward to going to school.

For the last 9 years, Akram has been in the business of baking the national bread called “lepeshka”. Akram is the main bread-winner in the family, but his wife helps him when it is possible. He has someone who supplies him with necessary materials at wholesale prices. Over the years, Akram has found customers who buy in bulk, usually buying the “lepeshka” for their cafes and restaurants. At the same time Akram runs a booth located in the central market of the city.

Today Akram is applying for a loan for the first time. He is planning to purchase ingredients such as flour and coal for baking extra national breads as he has big orders for them.

With this purpose in mind, Akram is requesting a loan in the amount of US$ 1000 for the term of 12 months. Akram would like to thank everyone supporting him and promises to repay the loan in a timely manner.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Akram purchasing coal and flour required for baking the national bread, “lepeshka”.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 20, 2008
Jul 4, 2008
Currency Exchange Loss:
Aug 15, 2009