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Jose David
Young José David lives in the municipality of Ticuantepe in a community called Dirita. He’s married with three children. He’s tenacious and hardworking because his family is what’s most important for him and he wants to give them the best always. He works as a cabinet maker and thanks to his efforts is able to cover household expenses with help from his spouse who works as a domestic employee in a private home. He will use this loan to buy building supplies like cement, sand, concrete blocks, etc. to finish building his house. He’s very grateful for the support Afodenic and Kiva funds are providing him.
View original language description ↓
El joven Jose David habita en el municipio de Ticuantepe en la comunidad llamada Dirita, casado con tres hijos, trabajador y luchador ya que para el su familia es lo mas importante y por eso el quiere darle siempre lo mejor, el trabaja como Ebanista y gracias a su esfuerzo se encarga d elos gastos del hogar su compañera le ayuda ya que es trabaja como domestica para una casa privada, con este credito comprara materiales de Construccion como: Cemento, Arena, Bloques etc. para terminar de construir su casa. Agradece mucho el apoyo que Afodenic y Fondos Kiva le estan brindando.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jose David to buy building supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 12, 2013
Currency Exchange Loss:
Feb 17, 2014