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Freddy Vinicio
Freddy is 24 years old and married. He has one 3-year-old daughter and lives with his wife and son in Chimbo in Bolivar province.

Freddy makes a living in agriculture sowing corn on leased land. He is requesting the loan to buy seeds and fertilizers, manure and fungicides to kill crop pests. The loan will help him increase his production and produce better quality corn.

His dream is to continue working to have the money to pay for his daughter's education. In his free time he likes to go out with his family.
View original language description ↓
freddy tiene 24 años de edad es casado tiene un hijo de 3 años, vive en la esposa y con la hija en Chimbo Porvincia de Bolivar.

freddy se dedica a la agricultura a la siembra de maiz en terrenos arrendados, el credito solicita para la comprar de semillas y fertilizantes, abonos y fungicidas para matar las plagas de los cultivos. el credito le ayudado a aumentar la produccion y tener maiz de calidad.

el sueño es seguir trabajando para tener dienro para dar la educacion a la hija. en los tiempos libres le gusta salir con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Freddy Vinicio to buy seeds and fertilizers, manure and fungicides to kill crop pests.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2013
Mar 12, 2013
Currency Exchange Loss:
Mar 17, 2014