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Gavina Deysis
Gavina is 58 years old, and is a single mother with two children. She is originally from Malpaisillo, a place that is located in the western part of the country. Gavina is characterized as a hardworking, responsible woman with a desire for self improvement. Unfortunately, she could not complete her studies because of a lack of economic resources, and because she had to work from an early age to help with household expenses. She struggles day by day to offer the best future to her children.

Thanks to her spirit for moving forward, she has had a grocery store located in her home for 10 years. This is a small shop that sells consumable products in small quantities such as envelopes of coffee, envelopes of shampoo, envelopes of tomato sauce, rice, beans, juices, bread, eggs, salt, sugar and milk. Gavina's work routine involves about 12 hours daily selling her products, an activity which she undertakes with great pleasure.

The purpose of the loan is to invest in working capital and to replenish her business in the buying and selling of consumable products. Gavina is grateful for the help offered by Kiva lenders to people with scarce resources and poor countries such as Nicaragua in order to help them obtain decent work.
View original language description ↓
Gavina de 58 años de edad, madre soltera con dos hijos. Originaria de Malpaisillo, lugar que está ubicado en la zona d occidente del país. Gavina se caracteriza por ser una mujer trabajadora, responsables con ganas de superación personal. Lamentablemente por falta de recursos económicos no pudo cursar sus estudios. Debido a que desde temprana edad tuvo que trabajar para ayudar con los gastos del hogar. Y luchar día a día para brindarles un futuro mejor a sus hijos.

Gracia a su espíritu de salir adelante es que tiene por actividad una pulpería ubicada en su casa de habitación desde hace diez años; una pulpería es una pequeña tienda que vende productos comestibles y en cantidades pequeñas como sobre de café, sobre de shapoo, sobre de salsa de tomate, arroz, frijoles, jugos, pan, huevos, sal, azúcar, leche. La rutina de trabajo de Gavina es de unas 12 horas diarias ofreciendo sus productos. Actividad que la desempeña con mucho gusto. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos comestibles. Gavina agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gavina Deysis to invest in working capital and replenish her grocery store with the purchase of consumable items such as envelopes of coffee, shampoo, tomato sauce, rice, beans, juices, bread, eggs, salt, sugar and milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Mar 12, 2013
Currency Exchange Loss:
Apr 16, 2014