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Valida is 59 years old. She lives with her son, daughter-in-law and two grandchildren who are 8 and 10 years old. Valida is involved in agricultural activities. In particular, she has three milk cows and two calves, whose milk is used in cheese production. Besides, she has a vineyard with 700 samples of vine trees and a plot of agricultural land, where different kinds of products are grown.

Valida sells the harvested products and cheese locally in an open market at a good price. She requested a loan to purchase an additional milk cow. After purchasing an additional milk cow, she will be able to produce and thus to sell more cheese. This will increase the income of the family.

With another part of the loan, she plans to renovate a bathroom. After the bathroom is renovated they will be able to improve their living conditions. Valida awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Valida to purchase a milk cow and to renovate a bathroom.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 13, 2013
Currency Exchange Loss:
Oct 17, 2013