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Shpresa is an Egyptian from one of the two most vulnerable ethnic minority communities of central Albania; she is married and has four grownup children.
“Like the majority of people in my community, I enjoy buying & selling second-hand items. I have been doing this for years. It is fun and you make good money if you want to. This business started in the early nineties from Romas and Egyptians and has grown since. Albanians are poor, especially in the country sides or towns, so it is cheaper for them to visit our stores versus the ones that sell brand new clothes,” Shpresa said, smiling.

Shpresa is now applying for a loan to finish renovating her store and buy some more used items to resell.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 31
    View loans »
    Albania Loans Fundraising
  • $3,025,050
    Funds lent in using Kiva
  • 107.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Shpresa to finish renovating her store and buy more second-hand items to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 13, 2013
Currency Exchange Loss:
Jun 18, 2015