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Update on Abu

This is Abu, a 32-year-old married father with children ages ten years and ten months. In 2003, Abu established his used clothing business to generate income to provide for his family. Working seven days a week and 13 hours a day, Abu earns about 800,000 SLL every month.

Abu is requesting a 4,000,000 SLL loan to purchase more used clothing for his business. He hopes his loan will enable him to increase his monthly profits by approximately 400,000 SLL. In the future, Abu plans to educate children to the university level and build a home for his family. He thanks you for your support.

Previous Loan Details

This is Abu, a 31-year-old married father of two children aged nine years and three months. In 2003, Abu established his used clothing business to generate income to provide for his family. Working 7 days a week and 13 hours a day, he earns about Le 600,000 every month from this business. ... More from Abu's previous loan »

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 38
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Abu to pay for more used clothing for his business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 12, 2013
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Abu. It was first posted on Kiva on May, 2011. Learn More