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Alma Ligia
Alma Ligia is the mother of four children. She has a small business in selling different types and styles of clothing in the department of León. She has been doing this for eight years, feeling that this business sustains her family.

The demand has grown since classes are going to be starting up again soon. In order to take advantage of this, she is requesting a loan to buy school uniforms and undergarments of different styles to thereby satisfy the needs of her customers.

She performs this work in order to grow her income and to thereby improve the level of living for herself and her family.
View original language description ↓
La Señora Alma Ligia es madre de 4 hijos, posee un pequeño negocio de venta de ropa de diferentes tipos y estilos en el departamento de León desde hace 8 años siendo este negocio el sustento de su familia.

la demanda ha aumentado por aproximarse el ingreso de clases, y para aprovechar la venta está solicitando un crédito para la compra de uniformes escolares y ropa interior de diferentes estilos y así satisfacer la necesidad de su clientela.

Este trabajo lo realiza para aumentar sus ingresos y así mejorar el nivel de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,421,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Alma Ligia to buy school uniforms and undergarments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2013
Mar 11, 2013
Currency Exchange Loss:
Mar 18, 2014