A loan of $800 helped to expand her firewood, beans, groundnut, egusi, rice, and groundnut oil business.


Penn Pauline's story

Penn Pauline is married, with four children, and they live in a seven-bedroom apartment in the Bamenda Mezam Division of the North West Region of Cameroon.

Penn Pauline has faced many challenges in life, among which are the death of her sister in the labor room, during delivery; the death of her brother after a severe sickness; and inadequate capital to setup and finance a business of her own.

Nine times, Penn Pauline has taken and repaid her loans and she says that, with the new loan requested, she will expand her firewood, beans, groundnuts, egusi, rice, and groundnut oil sales in her quarter. She is positive this business will succeed because she has been doing it for a long time, has experience, knows the techniques of the business, and the demand for firewood in her locality is very high.

With the profit from the loan, Penn Pauline will educate her children, take care of her family's medication, and cater for other family needs. She says a Grounded and Holistic Approach for People's Empowerment (GHAPE) loan is preferable because of low interest rates on loans and gradual repayment intervals.



Loan details


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Loan details