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Ngwa is married and has seven children and they live in a five-bedroom apartment in the Bamenda Mezam division of the northwest region of Cameroon.

She has faced many challenges in life including inadequate capital to start up and maintain a business, the temporary madness of her child due to a brain disorder, the death of some family members, and poverty in her family thus limiting her ability to better sponsor her children in school.

With the loan requested she will buy Irish potatoes, gari (a grain made from cassava), beans, corn and also do farming. She holds a strong positive view of her business succeeding because she has been doing it for a long time and with her effort and hard work she is determine to succeed. She has regular customers who buy from her, and from this business, the community will have regular supply of food at all times.

With the profit from the loan, she will cater for her children's education, plough back profits for expansion and also diversify her business activity. She prefers GHAPE loans because of the gradual installment payment, encouragement to save and low interest rates on loans.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,299,450
    Funds lent in using Kiva
  • 504.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD