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Serah is a widow with three children. She is the bread winner in the family. She lives in Bamenda in the northwest region of Cameroon.

She has struggled in life to earn a living for her family. It was not easy on her to raise business capital until she saw GHAPE as a source of relief and became a beneficiary. This is her third year as a GHAPE member and her previous loan repayments were satisfactory.

As a very hardworking lady, she plans to invest her loan in the cultivation of crops and poultry farming. She is highly convinced this business will succeed because she has been doing this activity for a very long time.

She plans to use the profit from the business to pay for her children’s school fees, assist with her younger brother's apprentice fee, give good medicine to her children whenever they are sick and also to ensure they are fed well.

She prefers to receive loans from GHAPE because the rate of interest is low, the method of payment is comfortable and convenient and also because of the training GHAPE offers before disbursing her loan.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 504.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD