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Josee is a 42 year old woman from Rwamagana District in the Eastern Province of Rwanda. She is applying for a loan of $50 to purchase 10 rechargeable LED lights, which she will resell to people in her village who do not have electricity. Every week or so, these customers will return to her to have their lights recharged for just $0.20. Josee started selling lights in July 2012, and she has sold 20 lights to date, providing clean energy to 100 people. She is also a farmer and will reinvest the money she makes into expanding her other business to earn more money for herself and her husband.

Additional Information

About Nuru Energy

Nuru Energy is a for-profit corporation that encourages and provides renewable sources of energy in East Africa and India. The company’s POWERCycle generator supplies easy-to-use, off-grid re-charging for mobile phones and Nuru Energy’s portable modular LED lights, which can provide up to 10 days of light to rural households. Nuru distributes its lights through a network of village level entrepreneurs called VLEs. Each VLE sells lights to end consumers and can make additional income by offering recharging services with the Nuru POWERcycle.

Kiva lenders’ funds will be used to supply VLEs with lamps to sell in their communities. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. Kiva loans will be provided to Nuru VLEs at 0% interest, and each VLE will also be equipped with a POWERCycle to recharge lamps for customers on a regular basis.

Watch the video below to see how it all works:

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $18,405,575
    Funds lent in using Kiva
  • 634.3
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $50 helped Josee to pay for 10 low-cost rechargeable LED lights to resell to rural households that have no electricity in her village.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2013
Mar 11, 2013
Currency Exchange Loss:
Apr 16, 2014