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Ms Khalida is 43 years old, married, and a mother of three children. She is very talented and excels in making envelopes. She makes a large quantity of envelopes at home and sells them at the local market. Her husband's income is not sufficient to meet the family expenditures alone so her income helps in providing for the household activities.

To help her continue operations of her business, Khalida is requesting a loan of 50,000 PKR, which she will use to buy bundles of good quality paper to increase her sales. She expects an increase in her business income as she expands. She intends to use the profits to provide a good quality education for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 325
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Khalida to buy bundles of good quality paper to increase her sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 11, 2013
Currency Exchange Loss:
Apr 16, 2014