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Gurazi, who lives in the southern Albania, is 58, married, and has a 24-year-old son.

Gurazi has been in the agriculture/livestock type of activity for long time. He plants and sells crops, grains and vegetables in addition to fruits and dairy products.

“Agriculture and livestock are seasonal activities and the earning from them is seasonal as well. Yet, the work is not seasonal because you’ve got to work non-stopping,” he said, smiling.

He has submitted his application to VisionFund Albania for a loan of 200,000 Albanian Lek to purchase a dairy cow. Now that he is being told about the possibilities of borrowing from Kiva lenders, he is thrilled and wants to thank lenders in advance.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 29
    View loans »
    Albania Loans Fundraising
  • $3,047,675
    Funds lent in using Kiva
  • 107.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Gurazi to add one more dairy cow to the existing herd.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 1, 2013
Currency Exchange Loss:
Apr 18, 2015