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Mao is 53 years old. She is married and resides with three children in Kampong Chhnang Province, Cambodia. She has been selling ice cream for more than ten years, earning approximately $5 daily. Her husband runs a business purchasing junk materials to resell. He makes an income of $5 each day. One of her children is a natural medicine vendor who earns about $2 per day. In order to improve her family’s financial situation, Mao requests a loan of $700 to purchase more natural medicine for resale. By doing so, she would earn more income for the family. In the future, she would like to expand the business and help her children earn bachelor’s degrees. Moreover, she hopes to rebuild and maintain her home.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 172
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Mao to purchase more natural medicines for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 11, 2013
Currency Exchange Loss:
Feb 19, 2014