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The borrower, 32, has been making his living doing up the body work of cars and painting vehicles for 10 years. His workshop is located in his own home as he doesn't have enough capital to rent premises. He only completed primary school and didn't continue his studies which is why he is performing this activity which requires empirical knowledge and general studies to do this work. In addition, Marlon performs other types of vehicle mechanic jobs such as engine repair or adjustments (as can be seen in the photograph), he fixes presses, clutches, etc. He is seeking a loan to buy supplies (filler, paint, sandpaper, thinner and so on).
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El cliente, de 32 años, se dedica a la actividad de enderezado y pintura de vehiculos, desde hace 10 años. ubica su taller en su propia casa, ya que no cuenta con capital suficiente para rentar un espacio. Solo estudio hasta el nivel de educacion basica, y no ha continuado sus estudios, por lo que realiza esta actividad, que requiere conocimiento empirico y de aprendizaje popular para realizarse. Adicionalmente, realiza otros trabajos de mecanica automotriz, como ajuste o reparacion de motores (que es la actividad que muestra la fotografia), rectifica discos de prensa o clutch, etc. Solicita financiamiento para comprar insumos (masilla, pintura, lija, thiner, etc)

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 363
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped this borrower to buy materials to do up the body work and paint vehicles.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Apr 9, 2013
Currency Exchange Loss:
Feb 21, 2014