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Evangelina has three children. She works as a fast food manager in a service station. She has used her loans to make improvements to her home and, on this occasion, she wants to buy wire mesh to make her porch more secure. She also wants to put in tiles to make her home look better. She repays her loans with help from her sons as her income isn't enough.
View original language description ↓
Doña Evangelina, tiene tres hijos labora como responsable de comidas rápidas en una estación de servicios, sus créditos los ha utilizado en mejoras de vivienda y en esta ocasión desea comprar malla para brindarle mayor seguridad del porche, también desea ponerle cerámica, para darle mejor imagen a su hogar gracias al apoyo de sus hijos ella paga sus prestamos, ya que sus ingresos no le es suficiente.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Evangelina to buy mesh, tile, and cement.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 9, 2013
Currency Exchange Loss:
Feb 17, 2014