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This 21 year old borrower is single and lives with her daughter in her grandmother's house. Her father helps by sending her remittances. She has been working selling clothes for 4 years and is requesting the loan to supply her business with other products such as: shoes, sandals, and the clothes that are currently selling because, with what she is able to sell, she can give her family and her daughter a better quality of life.
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La clienta de 21 años de edad soltera vive con su hija en casa de la abuela, su padre le ayuda con remesas que le envia, tiene 4 años de ser comerciante de ropa y solicita el credito para poder surtir con otros productos su mercaderia como son: zapatos, sandalias y de la ropa que actualmente vende ya que con lo que logra vender lleva lo necesario para darle a su familia y su hija una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 700
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower have working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Apr 9, 2013
Currency Exchange Loss:
Mar 17, 2014