A loan of $350 helped to buy products such as creams, skin treatments, nail polish, eye shadow, vanities, blush, and other items to sell.


Julia Narda's story

Julia Narda is 63 years old, single, and the mother of 12 children. She lives in the municipality and city of Chinandega, located in the north east. Some 12 years ago she began a business selling cosmetics in the streets. She did so on her own initiative, after she was left as a single mother and 6 of her children still depended directly on her. Julia Narda dedicated herself to this activity because it was difficult for her to exercise other forms of work. Sadly, for lack of economic resources, she had passed an adolescence and youth of very hard work and was unable to obtain a career. She learned what was essential, which is to read, though she didn't learn to write. A short time ago, she took a fall which affected her business. Now, she is attempting a come back and is building up her inventory as best she can. Julia is requesting this loan to stock her business with hand and body creams, anti-wrinkle creams, and perfumes, among other types of cosmetics. Julia is grateful for the help that Kiva investors offer to people with scarce resources in poor countries like Nicaragua, making it possible for them to have dignified work.

Translator profile picture

Translated from Spanish by Kiva volunteer Harold Dana Sims, PhD



Loan details


Lenders and lending teams



Loan details