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Martha Janneth

Update on Martha Janneth

Martha, 22, is married and lives in a community in central Honduras. She and her husband live in their own home and have no children. She is very enterprising and runs her own business selling new and used clothing out of her home. Her customers order merchandise and she delivers it to them.

Martha has been in business for a year and needs a loan to buy pants, dresses, skirts, blouses, t-shirts and shorts for women, men and children. She will use the loan to increase sales, as she will have more products to offer her clients. She also has a daytime job to earn extra income.

Martha hopes her economic situation improves with this investment. She wants her activity to continue to expand so it will become a large, well-known local business.

Tegucigalpa, Honduras - February, 2013
View original language description ↓
La Joven Martha de 22 años de edad, es casada y vive en una colonia en el centro de Honduras, vive con su esposo en casa propia y no tiene hijos que dependan de ella, es una persona muy emprendedora, su negocio es de ropa nueva y usada y lo tiene en su casa de habitación, sus clientes le encargan el producto y ella se los va a entregar.
Martha tiene más de un año de dedicarse a esta actividad, el préstamo lo necesita para la compra de pantalones, vestidos, faldas, blusas, camisetas, calzonetas para dama, hombre y niños.
Martha con el crédito espera un aumento en sus ventas debido a que contara con más producto para ofrecer a los clientes, a la vez tiene un trabajo en el día y con el cual obtiene otros ingresos que le ayudan mucho a salir adelante.
Martha espera que su situación económica mejore un poco con la inversión que realice, en unos años espera que su negocio siga creciendo y este posicionado como el más grande y reconocido del lugar.

Tegucigalpa, Honduras – Febrero del 2013

Previous Loan Details

Young Martha has been selling new and used clothing, bags and cosmetics for the past year. A relative of hers sends her merchandise from the United States and the rest she buys in various stores in the city. Thus she offers variety and quality to her customers, who are mainly neighbors in the sub... More from Martha Janneth's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $9,985,325
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Martha Janneth to buy pants, dresses, skirts, blouse, t-shirts and shorts for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 17, 2014