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Esther's Group
In this Group: Esther, Monica
This group consists of two members, Esther and Monica. They sell pastries and porridge (koko) in the community called Russia, within the Dansoman neighborhood. They have been a group since 2011.

Esther is a 24-year-old pastry seller who has been selling for the past 7 years. She works Monday through Saturday from her home or hawks to her customer. With this 1,500 GHS, her 4th loan, she plans to buy flour, sugar, and margarine. This will help her prepare pastries to sell to her customers.

They need a total amount of GHS 2,200 to buy more goods to sell to their customers in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $12,522,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Esther's Group's $1,150 loan helped a member to buy sugar, flour, and margarine for pastries.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 10, 2013
Currency Exchange Loss:
Sep 17, 2013