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Mary Lom Group
In this Group: Ngaiting, Hechong , Hethem, Chongboi, Tingbem
Tingbem is pictured with her hand raised and she is with the Mary Group. She has been running a paan shop in the village for the past eight years and earns extra income for the family by engaging in weaving. Life in her village gives fewer chances to Tingbem to earn and she finds it hard to refill her stock for paan-dukan due to lack of capital. She sells essential commodities like peas, chili, sugar, onion, etc. In the day time, she is busy running her paan dukan and at night she weaves for additional income. Her woven products include traditional shawls, wraparound skirts, and scarves for women in general. Tingbem takes orders and weaves accordingly. Tingbem plans to use this loan to refill her store's stock and buy more yarn for weaving. In the future, she wishes to expand her Paan Dukan into a General Store and own a shop in the market where she could sell her woven products in abundance. This loan will help her fulfill this dream.

Tingbem's husband is engaged in the construction of houses. His income depends entirely on the amount of work available. Thus, Tingbem hopes to get advanced carpentry tools for her husband when she is able to make a profit from the loan she avails. She wanted her husband to be independent in earning his own wages since he was working under the head construction workers. Due to the family’s poor financial condition, she believes that by availing this loan she could improve her family financial status. Her present plan is to build a house for themselves and to send her kids to private Institutions. For this purpose, together with her husband, Tingbem works hard.

The extension of a Kiva and WSDS loan will act as a helping hand in bringing up her kids and running her business and empower her social and financial status.

She sends millions of hugs and kisses to all the lenders.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 3
    View loans »
    India Loans Fundraising
  • $6,744,125
    Funds lent in using Kiva
  • 54.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Mary Lom Group's $925 loan helped a member to buy stock for her shop and yarn.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 20, 2013
Mar 10, 2013
Currency Exchange Loss: