A loan of $925 helped a member to buy chicks, feed and materials to construct a bigger chicken coop.


Ngailut Dailou Group's story

Ngailut Dailou, which stands for “The Eternal Love”, is the name of the group and Lhingjanei is the featured member. She has her hand raised in the photo. “It is hard growing up without a father, but its easy when you have a fantastic mother who plays both roles” was the word of her only son who is married with kids. He’s a graduate and a very responsible person.

Lhingjanei sheepishly quotes that “Chickens are her lucky charm” as she had tried her hands on other income-generating activities that ended in vain. Chicken selling gives her more of what she wants and makes good money when she sells them in the market. She has been into this chicken selling business for many years. She raises them in her home yard and takes the fully-grown chickens to the bi-weekly market, which falls on Tuesday and Friday.

With the loan, she will buy chicks, feed and materials to construct a bigger chicken coop. She will continue her chicken selling business and will try to do some savings with the group members. This savings will be beneficial when Lhingjanei is not in the position to earn or engage herself in any form of income-generating activity. She also shares that her savings will act as a pension when she gets old.

The members say, “Kiva is a blessing in disguise for our group and we are looking forward to them helping us. We will also try our best to work in unity and always keep our words. Long live Kiva”.

In this group: Lhingjanei, Nengjoujam, Lhaineng, Nemjalam , Ngahnei



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