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As a farmer and mother in a family of 4, Indo, 40, understands the importance of good nutrition in her children's well-being and development. She and her family live off the profits and food provided by her small maize farm in Kwatau. To ensure that she will be able to feed her family of four, Indo needs to ensure that she can maximize profits from her 1.1 Hectare plot of land. This planting season, Indo has set a personal goal to achieve a yield of 5Mt/hectare, which is 3.5 times higher that the national average. As a member of Babban Gona, she is on the path towards achieving this goal. Indo, like every Babban Gona member, has the unique opportunity to reap yields at least three times as high as the national average and earn at least three times as much as the average Nigerian farmer. A Babban Gona loan will make all the difference to Indo because it will give her access to the criticial inputs, such as improved seeds and fertilizer, that she needs to reach her goal of 5Mt. In addition, a Babban Gona loan will allow Indo the means to store her crops as well as the ability to sell them at a premium market price.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 2
    View loans »
    Nigeria Loans Fundraising
  • $6,376,775
    Funds lent in using Kiva
  • 157.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Indo to buy fertilizers, seeds, and agricultural technologies to increase maize yields.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2013
Mar 11, 2013
Currency Exchange Loss:
Jul 27, 2013