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Update on Esther

Esther is a lady of forty years, married to Job, and a mother of two children. She runs a grocery store and has been doing so for eight years. She earns monthly income of fifty thousand shillings.

This will be Esther's third loan with KADET LTD. She plans to use the loan to add stock to resell in her store, by buying more foods like tomatoes, eggs and fruits. She wants to diversify her business and open a retail shop, in the future.

Previous Loan Details

Esther is 39 years old and she has been operating her grocery kiosk for the last nine years in Kangemi Town. She is married to Job, and they have two children. She was introduced to KADET by a friend who is also a KADET client. As she paid her previous loan well and in good time, she has been ... More from Esther's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 430
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Esther to buy fruits, tomatoes, eggs, and other foods to resell in her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Mar 9, 2013
Currency Exchange Loss:
Mar 17, 2014