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Chamroeurn's Group
In this Group: Chamroeurn, Chan
Chamroeurn, a 51-year-old mother of four kids, is a farmer who makes a living through a rice farming business. Her husband works for others for a fee to make extra income and to help his wife deal with the family’s financial hardship. After 15 years of being engaged in the current business, Chamroeurn is able to earn up to 23,300 KHR per day. After offsetting other expenses, she is able to save up to 6,400 KHR per day.

This is not the original loan for Chamroeurn with VisionFund (Kiva’s partner). With a positive impact on her living conditions, she feels confident that she can maintain this livelihood in a gradual manner. Now, she is in need of working capital to support her farmland. She formed a group of two to apply for a new loan. As the group leader, she will use her loan portion to buy fertilizer, rice seed and insecticide, and to pay plowing fees. She hopes to grow her cash crop on time and receive a good yield.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 3,984.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chamroeurn's Group's $575 loan helped a member to buy fertilizer, rice seed and insecticide, and to pay plowing fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 8, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014