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Merides Marcela
Merides, age 53, lives in Guayaquil. She started working for a clothes making company. Later she decided to buy her own machines and to start her business of making clothes of all sizes.

She works alone all day. She has her business at home, and she makes blouses, pants, and underwear. She makes a little of everything.

Each day she asks God for her good health, and that he free her from any illness. She is married, and her husband is working with an Amigo taxi. She does not have children.

She wants to use the loan to buy more fabrics, machines, and threads. This way she will be able to sew more easily and do the things that her customers request. Also, by getting more machines she will be able to give work to other people. This will make the job easier, and she will be able to get more income to live better with her family.
View original language description ↓
La Sra. Merides vive Guayaquil, tiene 53 años de edad. Ella empezó trabajando para una empresa de confección luego decidió comprase sus propias máquinas y comenzar con su negocio de confección de ropas para todo tipo de tallas.

Trabaja sola, todo el día, en su casa tiene el negocio en donde cose blusas, pantalones, interiores, de todo un poco.

Cada día le pide a Dios por su bienestar y que la libre de cualquier enfermedad a ella, está casada y su esposo se dedica trabajando en un taxi amigo, no tiene hijos.

Con el préstamo quiere comprar con más telas, máquinas e hilos para así poder coser con mayor facilidad y hacer más cosas que los clientes le piden. Además consiguiendo mas maquinas puede darles trabajo a demás personas para que le faciliten el trabajo y así poder obtener más ganancias para un mejor vivir para su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Merides Marcela to buy fabric and thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 9, 2013
Currency Exchange Loss:
Mar 27, 2014