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Mabel Ismary
Mabel lives in Guayaquil. She started a business selling cosmetics like perfumes, creams, and make-up, etc. She is a single woman with two minor children. She puts forth great effort daily in order to give them the best. She has been father and mother to her children. They go to a public school.

There are a lot of people where she makes her sales, and it is a good sales opportunity. She works in her business alone, and she sells her products from the morning until five in the afternoon.

She wants to use the loan to buy perfumes, cosmetics, and creams in order to be able to increase her sales and to make her business grow. This way she will improve her housing in order to live better, and she will give her children an education.
View original language description ↓
La Sra. Mabel vive Guayaquil. Ella empezó su negocio vendiendo cosméticos como perfumes, cremas, maquillaje, etc. Es una mujer soltera con dos hijos menores de edad por quien se esfuerza diariamente para darles lo mejor, ella ha sido padre y madre para sus hijos, ellos estudian en escuela fiscal.

A pesar que en donde hace sus ventas van muchas personas y hay buena oportunidad de vender. Ella realiza su negocio sola desde la mañana hasta las 5:00 de la tarde vendiendo sus productos.

Con el préstamo quiere comprar perfumes, cosmeticos, cremas para poder incrementar mas en sus ventas y crecer el negocio y asi mejorar su vivienda para así darles un mejor vivir y educación a sus hijos.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 68
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Mabel Ismary to buy perfume and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Mar 11, 2013
Currency Exchange Loss:
Mar 27, 2014