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Roberto Carlos
Roberto Carlos is from the municipality of El Sauce. He is a 32-year-old father who was taught to love work from a very young age.

He started working in the pedicab business by offering his services to inhabitants and visitors in his municipality. Over the years, he has put effort into his work and he now has seven pedicabs which he rents out for this type of service.

In this town, pedicabs are a type of taxi made of a bicycle with a seat in the back, where the passenger sits in order to travel to different parts of the municipality of El Sauce.

Roberto Carlos has applied for a loan to buy two pedicabs, because the demand for this service has grown and he does not currently have the capital to make this investment.

He is asking for help from Kiva lenders to support him with this loan through Ceprodel so that he can accomplish his goal, because these loans are of great help to small business owners.
View original language description ↓
Roberto Carlos es originario del municipio de El Sauce, es un joven de 32 años, padre de familia que desde muy pequeño le enseñaron el amor al trabajo.

Inició trabajando en un tricitaxis brindando servicio a los pobladores de dicho municipio y sus visitantes y al paso de los años, el esfuerzo de su trabajo hoy tiene siete tricitaxis los cuales los alquila para este tipo de servicio.

El tricitaxis en este poblado es una especie de taxi la cual es una bicicleta con un asiento por delante donde se sienta el pasajero para llevarlo a las diferentes partes del municipio de El sauce.

Está solicitando un crédito para comprar dos Tricitaxis, ya que la demanda de este servicio ha crecido y actualmente no cuenta con este capital para poder hacer su inversión.

Pide ayuda a los inversionistas de Kiva que le apoyen con este financiamiento a través de Ceprodel para poder llevar a cabo su objetivo, ya que estos préstamos son de gran ayuda para los pequeños comerciantes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Roberto Carlos to buy two pedicabs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 8, 2013
Currency Exchange Loss:
Apr 16, 2014