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Juma Omary's Mt Udzungwa Group
In this Group: Juma, Joyce, Lucas, Tatu, Lucy, Stanslaus, Exavery, Edward
Juma O., age 40, is married with six children (ages 16,14,12,10, 8, and 6). He has been a carpenter for 10 years. He works from 7:00 am to 6:00 pm daily and is able to make a monthly profit of around $169.

Previously, Juma has taken out one loan from Tujijenge Tanzania to increase his capital. He hopes for a new loan to buy more wood for his furniture mart and to buy a passenger truck for transporting goods. Juma will share this loan with his group members dealing in poultry, animal keeping, and selling food, fruits, vegetables, and cold drinks and beers. These members hold each other accountable in paying back their loans.

In the picture, Juma is second from the left in the back row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 27
    View loans »
    Tanzania Loans Fundraising
  • $16,092,800
    Funds lent in using Kiva
  • 1,191.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Juma Omary's Mt Udzungwa Group's $2,725 loan helped a member to buy more wood for his furniture business and to buy a passenger truck.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 21, 2008
Jul 6, 2008
Currency Exchange Loss:
Dec 16, 2008