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Nazira began her own business ten years ago with some capital she and her husband had saved when they worked in Costa Rica.

Currently, Nazira makes a living selling silver jewelry, clothing, and cosmetics. She has much experience persuading potential customers and she offers them great deals. Each day, Nazira walks the streets in the municipality El Sauce, selling her jewelry door-to-door. She works alongside her only daughter, sharing the work with her.

She points out that the item that sells best is silver jewelry, which she needs capital to invest in. That is why she is requesting this loan from Kiva and Ceprodel. There is much demand among her clients for these items. A loan will help Nazira to move her business forward and, most importantly, satisfy the demand of her customers.
View original language description ↓
Nazira hace diez años inició su negocio con un pequeño capital ahorrado con su esposo cuando trabajaron como obreros en Costa Rica.

Hoy se dedica a la venta de prendas de plata, ropa y cosméticos donde tiene gran experiencia en el convencimiento a sus posibles clientes ofreciéndoles grandes ventajas.

Diario camina de manera ambulante por las diferentes calles del municipio de El Sauce visitando casa por casa a sus posibles clientes para ofertar los productos que vende, trabaja en conjunto con su única hija donde se le hace más fácil el trabajo.

Cabe señalar que lo que más se le mueve en su negocio son las prendas de plata por lo que necesita buen capital para invertir en variedades por lo cual está solicitando un crédito para la compra de las mismas porque hoy en día tiene gran demanda de sus clientes.

Solicita a los inversionistas de Kiva y Ceprodel le apoyen con su solicitud para poder seguir adelante con su negocio y lo más importante satisfacer la demanda de sus clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Nazira to buy merchandise such as silver jewelry, clothing, perfumes, and cosmetics.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 8, 2013
Currency Exchange Loss:
Apr 16, 2014