Check out some available loans that are similar to this one!
Milagros is 20 years old, single, and lives in the city of Pisco with her parents and siblings. She is a kind, hardworking, and enthusiastic person who has a great desire to succeed. Thanks to her effort and the support of her parents, Milagros was able to study Business Administration. In her free time, she likes to play sports and sometimes cook rice and seafood to share with her family.

By her own initiative, with a lot of effort and dedication, Milagros works as a sales assistant at a business in her city. She works every day for about eight hours and believes that is going well thanks to her good performance and kind treatment of her customers.

Milagros is very thankful to the Kiva lenders since thanks to their support she will be able to purchase construction materials such as cement, sand, paint, and other items in order to plaster and paint her parent's house where she lives. This will provide them with more security and well-being so that Milagros can continue working and making an effort towards her dream of owning a furniture store.
View original language description ↓
Milagros es una mujer de 20 años, es soltera, vive en la ciudad de Pisco con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Milagros pudo estudiar la carrera técnica de Administración de Empresas, en sus ratos libres le gusta hacer deporte y en algunas ocasiones cocina un riquísimo Arroz con Marisco para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Milagros trabaja como asistente comercial en una empresa de su ciudad, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a sus clientes.
Milagros se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, como cemento, arena, pintura y otros, de esta manera podrá tarrajear y pintar la casa de sus padres donde vive y contarán con mayor seguridad y bienestar, así pues Milagros seguirá trabajando y esforzándose para lograr su gran sueño de tener un negocio de venta de muebles.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $63,796,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Milagros to purchase materials to plaster and paint her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 8, 2013
Currency Exchange Loss:
Apr 16, 2014