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Inusa, a 30-year old maize farmer from Pampaida Dutse village, has plans to improve his life and the lives of his four children in the future. Inusa dreams of expanding his small farm beyond maize once he has mastered the crop, and diversify his farm with yams, cassava and rice. By receiving a Babban Gona loan, Inusa has the opportunity to reap yields three times as high as the national average and earn at least three times as much as the average Nigerian farmer. A Babban Gona loan will help Inusa achieve his goals by providing him the seeds, fertilizers and technologies to grow healthier maize crops. In addition, a Babban Gona loan will allow him the means to store his crops as well as the ability to sell them at a premium market price.

Since joining Babban Gona, Inusa has learned the difference a healthy maize crop can make, especially when it comes to what his four young children are eating. The future of his children is the most important concern for Insua and his wife, he strives to provide the best for them. He currently cannot afford to send his children to a good school and struggles to make enough money to pay for their school uniforms and books. He also worries about their childhood development as the free public school offers no activities or extra classes for the students after school. With help from the loan and increased profits from his farm, Inusa hopes that this will change and he will soon be able to provide a better life for his children, giving them more to do both in and out of school.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 28
    View loans »
    Nigeria Loans Fundraising
  • $6,376,775
    Funds lent in using Kiva
  • 157.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Inusa to buy fertilizers, seeds, and agricultural technologies to increase maize yields.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2013
Mar 11, 2013
Currency Exchange Loss:
Feb 17, 2014