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Samaila is a 36 year old farmer and father of 10 who is unable to afford to send all of his children to school due to the cost of school fees and the consistently low profits he has earned from his maize farm. Since joining Babban Gona, Samaila has seen his farm improve and has been able to produce greater yields during harvest. By receiving a Babban Gona loan, Samaila has the opportunity to reap yields three times as high as the national average and earn at least three times as much as the average Nigerian farmer. Now Samaila would like to continue the momentum of success with his crops this year. A Babban Gona loan would help Samaila by providing him with the seeds and fertilizers he needs to increase his harvested yield of maize this planting season, and access to technologies to treat the maize to ensure that it is healthier to eat. Also, a Babban Gona loan will allow Samaila the means to store his crops as well as the ability to sell them at a premium market price.

With higher profits from a better harvest, Samaila would have the funds necessary to pay for his children’s school fees. He would also be able to invest in starting a trading business selling packaged, non-perishable foods in his village with his two older children, Laazaru and Lawrence, during the dry season so he can add to his income.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 5
    View loans »
    Nigeria Loans Fundraising
  • $6,376,775
    Funds lent in using Kiva
  • 157.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Samaila to buy fertilizers, seeds, and agricultural technologies to increase maize yields.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2013
Mar 11, 2013
Currency Exchange Loss:
Jun 21, 2014