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Dalhatu is a 48-year old husband, father and farmer from Pampaida Makaranta Village in Kaduna State who wishes to improve his maize farming business in order to provide a better life for his family and give his 7 children a better future through education. By accessing a Babban Gona loan, Dalhatu will have access to improved seeds, fertilizers and other inputs and technologies that will not only increase his yield but ensure that his harvest is free of toxins that make the maize unsafe for his children’s consumption. In addition, he will have the capacity to store his maize and have it sold in premium markets at a premium price, increasing his profitability. As a Babban Gona member, Dalhatu has the opportunity to get yields up to three times as much as the national average and earn up to three times as much as the average Nigerian farmer. In the future, Dalhatu would like to move from subsistence farming to commercial farming and hopes his children will also become successful Babban Gona member farmers like himself.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 154
    View loans »
    Nigeria Loans Fundraising
  • $6,528,975
    Funds lent in using Kiva
  • 157.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Dalhatu to buy fertilizers, seeds and agricultural technologies to increase maize yields and subsequently, profits.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2013
Mar 11, 2013
Currency Exchange Loss:
Feb 17, 2014