Javier is married and has two children. He lives in his own house, which is in the Cochin Lipe community in the town of Achacachi.
He studied up to secondary school level and currently makes a living producing milk in his community.
He needs this loan to buy a couple of dairy cows so as to improve production and, consequently, his income.
Javier's dream is to have continuous and stable production of milk so he can maintain his family.
This is the second time Javier has applied for a loan from Impro, and the first time from Kiva.
Javier, es casado y tiene dos hijos, vive en casa propia, la casa se encuentra ubicada en la comunidad de Cochi Lipe en la localidad de Achacachi.
El estudio hasta el nivel de Secundaria y actualmente se dedica a la producción de leche en su comunidad.
El crédito lo requiere para comprar un par de vacas lecheras y así mejorar su producción lechera y por ende, sus ingresos.
El sueño de Javier es tener una producción de leche continua y segura para poder mantener a su familia.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.