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Julio Cesar
El Sauce, a small village in an area known for its cattle ranching, is where Julio lives. Julio runs his own cattle raising operation, which specializes in dairy production. In order to meet the expectations of his customers, he has to provide his herd with a balanced diet that prepares them for the summer when there is very little good grass available for them to eat. When he learned that Ceprodel and Kiva offer assistance to people in his situation, he decided to take out a loan to buy hay in order to keep his cattle fed. This will be essential in allowing him to keep producing dairy and thus provide a better life for his three young children, who he loves and cares for so much. He thanks Ceprodel and Kiva for lending him a helping hand in improving his family's life.
View original language description ↓
El sauce un pequeño municipio donde se ha caracterizado como una zona ganadera, es aquí donde vive Julio.

Julio cuenta con su propia actividad ganadera, donde su principal actividad es la producción de leche, pero para esto el cliente necesita darle una buena alimentación balanceada a su ganado anudándole para sobre vivir en la época de verano, por condiciones de pasto no cuenta con una buena alimentación.

Hoy en día se entero que Ceprodel Y Kiva apoyaba a este tipo de persona, por tal Razón Solicita un crédito para la compra de: de pacas para la alimentación de ganado ya que con esto sería de mucha importancia para poder mantener la producción de leche y así darle una mejor vida a sus tres hijitos que tanto ama y estima.

Agradece Ceprodel y Kiva, para que estos le sigan dando la mano amigable para seguir adelante en su vida familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Julio Cesar to buy hay to feed his cattle.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 7, 2013
Currency Exchange Loss:
Jul 18, 2014