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Celsa Maria
Doña Celsa, age 46, is single because she is a widow. She has two children who live with her in a neighborhood in the city of San Pedro Sula.

Ten years ago, Doña Celsa established her grocery business where she sells products such as basic grains, snack foods, and other items. She started this business with the intent of doing very well since these products are basic necessities in the home. Celsa says that the profits that she has earned have enabled her to expand her business. She is very grateful to ODEF for the loans that have been provided since they have been a great help in keeping her business stables. As a result, she has been able to offer her customers with the products they need.

Celsa is currently requesting her eighth loan in the amount of 20,000 HNL. The money will be invested in the purchase of basic grains, flour, cornmeal, beans, sugar, rice, groceries, dairy products, and other items. Her goal is to continue working with the loans provided by ODEF in order to have improved financial solvency so that she can help her children.

View original language description ↓
Doña Celsa de 46 años de edad, es soltera por viudez, tiene 2 hijos y vive con ellos en una colonia de la Ciudad de San Pedro Sula.
Doña Celsa hace 10 años emprendió un negocio de pulperia con ventas de abarrotes, granos básicos,golosinas etc.este negocio lo inicio con la visión de le iría muy bien porque son productos de primera necesidad para el hogar.Manifiesta que con las ganancias obtenidas podrá ampliar mas el negocio.Esta muy agradecida con Odef por los financiamientos otorgados los cuales le han ayudado mucho a mantenerlo estable, dándoles a sus clientes el servicio de los productos necesarios.
Actualmente este es su préstamo numero ocho de 20,000 lempiras el cual invertirá en la compra de granos básicos, como harina, maseca, frijoles, azúcar, arroz, abarrotes , lácteos etc.
La meta de Doña Celsa es seguir trabajando siempre con los financiamientos que le brinda Odef y llegar a tener un mejor solvencia económica para ayudar a sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $9,371,525
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Celsa Maria to buy basic grains, flour, cornmeal, beans, sugar, rice, groceries, dairy products, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 9, 2013
Currency Exchange Loss:
Nov 17, 2013