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Update on Cintya

Cintya is single and has a son. She lives at home with her parents in the Chamoco Chico neighborhood of the city of La Paz. She sells La Francesa-brand products for a living as a distributor, which is how she earns money to support her family (La Francesa makes breads, cookies, and panettoni). She has a corner store.

She is asking for a loan to increase her capital and get more La Francesa products so she can improve her income.

Cintya's dream is to grow her own business and become a wholesaler of La Francesa products.

This is the fourth time she is applying for a loan through Kiva.
View original language description ↓
Cintya está soltera y tiene un hijo; vive en casa de sus padres en la zona de Chamoco Chico de la ciudad de La Paz, tiene por actividad la venta de productos La Francesa como distribuidora con lo cual genera sus ingresos para mantener a su familia (La Francesa es una fábrica de panes, galletas, panetones). Ella tiene una tienda de barrio.

Solicita el crédito para aumentar su capital y poder adquirir más productos La Francesa y así mejorar sus ingresos.

El sueño de Cintya es hacer crecer su propio negocio y convertirse en mayorista de los productos La Francesa.
Esta es la cuarta vez que solicita un crédito a través de Kiva.

Previous Loan Details

Cintya is single and is waiting for the arrival of her baby. She lives at her parents’ house which consists of only one room. The house is located in the District of Chamaco Chico in the city of La Paz. Cintya currently generates income by selling household goods from a grocery store where she... More from Cintya's previous loan »

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 119
    View loans »
    Bolivia Loans Fundraising
  • $36,679,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Cintya to buy more La Francesa products for her grocery store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 7, 2013
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Cintya. It was first posted on Kiva on Oct, 2012. Learn More